Chicago Electric Power Tools

With a limited budget for tools in your workshop, Chicago Electric power tools are an option to explore. Chicago Electric power tools offer a variety of tools to select from. Their line of tools is economically priced to give you power for your dollars. From their cordless drills to their largest floor model equipment, Chicago Electric power tools give you value for your dollar. They offer many tools you desire at bargain basement prices.

Chicago Electric power tools offer a wide range of equipment including corded and cordless equipment. They even have a few items for your workshop. Their band saw is popular with airplane kit builders. The offerings from Chicago Electric power tools include both corded and cordless drills, saws of all types, sanders and grinders. They offer both outdoor yard tools and household power tools. They even offer electric winches of various capabilities and an electric hoist. The variety that Chicago Electric power tools offer extends to some automotive related tools as well. A few bench based tools are offered also, like a compound miter saw.

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Bands saws are used to cut thinner material into odd shapes with less wastage from the width of the blade. The thin flexible blade allows material to be cut with a radius curve smaller than you can get from a circular saw. With a band saw, you rotate the material as you cut it to achieve the curve you desire. It is possible to make a tool called a jig that will help you to achieve a very smooth curve reducing the amount of sanding needed to finish the piece.

The band on the band saw being thin and flexible has a tendency to break while you are cutting material. When this happens, shut the machine off and replace the blade. Usually the blade will break at the point it was welded together and will not shatter into pieces. When you purchase replacement blades, spend the money necessary to get the best you can find. The welds will be stronger and the blade will last you much longer than cheaper blades will. Be careful when pushing material into the blade. Do not wear any gloves or loose fitting long sleeves when operating a band saw. The blade has a tendency to catch such items and draw the flesh under it into the blade cutting quickly and deeply. Whenever operating any equipment that Chicago power tools offers, wear protective eyewear to protect your eyes from flying materials.

Chicago Electric power tools offers quality power tools at bargain basement prices. They have the tools you desire at the prices you want to pay. When you are on a limited budget to fill your workshop with tools to accomplish those projects you absolutely have to get done, Chicago Electric power tools are definitely the best option available. You can find these tools online or at selected stores in your area.

Chicago Electric Power Tools

Logan is a published author of a popular online furniture making magazine. In his free time he enjoys refurnishing old furniture and remodeling his home. Needless to say, he is an expert on a large variety of power tools and he will share his list of essential tools needed for over 100 projects at http://www.mtakata.com. Visit the ridgid power tools website to learn more.

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Bakery Marketing Plan on a Shoestring Budget

Your bakery marketing plan details the brand image you intend to create and how you will communicate the message of your business to customers. These tactics often include public relations campaigns, print and internet advertising, or direct mail pamphlets or coupons. All of these techniques can be costly. Consider whether you can market your bakery through one of these low-cost tactics.

Your Product as Your Marketing

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Your product itself, given away to potential customers, is marketing. This could be through free samples given out on the street in front of your store or gift baskets sent to local businesses when you open. The cost is limited to your labor and supplies and can he high if done on a huge scale. However, if your products are high quality and will get potential customers talking, this tactic can create the buzz you need.

Your Brand as Your Marketing

Creating remarkable branding, including your store and package design, logo, slogan, business cards and other printed materials, can help to create images and ideas that stay in the customers mind. By standing out to passersby from your location's exterior you are much more likely to bring in foot traffic. By creating a unique store interior you can persuade more customers to stay and try the products. If you have a remarkable idea for a brand strategy, as well as good design sense or the ability to work with a talented designer, you can build awareness for your business with minimal investment.

Deeper Relationships Rather Than More Relationships

When customers cannot be counted on to return and growth means selling to more and more customers, the cost of marketing can be huge. When you focus instead on creating deeper relationships with the customers you have, this cost can drop significantly for the same revenue level. Loyalty programs are one way to encourage customers to keep returning to earn bonuses or discounts. However, unless you have one amazing item, you will need a variety of options to continue to interest customers to return time after time. Also look for ways to sell more to a customer each time they visit. For example, can a harried worker who buys a croissant and coffee for breakfast be interested in a bag lunch to eat on the job later? It might not be for everyone, but this is one way to make a greater claim on the customer's share of wallet - the total amount they spend on food and drinks each day.

Bakery Marketing Plan on a Shoestring Budget

Are you looking for more tips on how to start a bakery or advice on developing a business plan for a bakery? Call 877-BIZ-PLAN to learn how Growthink can help you build your bakery business.

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The 7Ps of Marketing Mix

Marketing professionals and specialist use many tactics to attract and retain their customers. These activities comprise of different concepts, the most important one being the marketing mix. There are two concepts for marketing mix: 4P and 7P. It is essential to balance the 4Ps or the 7Ps of the marketing mix. The concept of 4Ps has been long used for the product industry while the latter has emerged as a successful proposition for the services industry.

The 7Ps of the marketing mix can be discussed as:

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Product - It must provide value to a customer but does not have to be tangible at the same time. Basically, it involves introducing new products or improvising the existing products.

Price - Pricing must be competitive and must entail profit. The pricing strategy can comprise discounts, offers and the like.

Place - It refers to the place where the customers can buy the product and how the product reaches out to that place. This is done through different channels, like Internet, wholesalers and retailers.

Promotion - It includes the various ways of communicating to the customers of what the company has to offer. It is about communicating about the benefits of using a particular product or service rather than just talking about its features.

People - People refer to the customers, employees, management and everybody else involved in it. It is essential for everyone to realize that the reputation of the brand that you are involved with is in the people's hands.

Process - It refers to the methods and process of providing a service and is hence essential to have a thorough knowledge on whether the services are helpful to the customers, if they are provided in time, if the customers are informed in hand about the services and many such things.

Physical (evidence) - It refers to the experience of using a product or service. When a service goes out to the customer, it is essential that you help him see what he is buying or not. For example- brochures, pamphlets etc serve this purpose.

The 7Ps of Marketing Mix

Medha Behera

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Atlantic City Buffets - The Best Buffets in Atlantic City

Are you heading to Atlantic City and looking for a place to eat in town? Well, you're in luck. I just took a trip to that old river city a few months and spent my days looking for the perfect buffet restaurants to satisfy my voracious appetite.

What did I find? Here's a list of restaurants that I found that have really awesome and really affordable food in the Atlantic City:

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1. The Melting Pot

If you want to try something different, The Melting Pot restaurant is for you. A well-known fondue restaurant, it is a perfect "date spot" to bring someone special to you.

2. Waterfront Buffet

If you want a resto where there's a variety of food to choose from, Waterfront is the best option. Whether you feel like eating dimsum, Mongolian, crabs or crispy fried chicken, you'll find it here.

3. Tun Tavern Restaurant and Brewery

If you want to have fun, the Tun Tavern is the best place to go in the city. It is known as one of the liveliest spots in the city. At the Tun Tavern, you'll have your fill of great food and great beer.

The best thing about all these places? All of these restaurants are giving out discount coupons online! So, go ahead and check them out!

Warning: A lot of the promos are available only online, so take advantage of this information! Simply type in the restaurant name plus the word "coupon" in the search engine to find printable coupons to make you and your wallet happy!

Good luck and happy feasting!

Atlantic City Buffets - The Best Buffets in Atlantic City

Nothing beats a great dining experience. Want to eat your fill at a restaurant without having to spend a lot? Check out this resource on free buffet coupons.

Going to Atlantic City soon? Check out this helpful article in the best Atlantic City Coupons.

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How to Improve Working Capital Management

"Cash is the lifeblood of business" is an oft-repeated maxim amongst financial managers. Working capital management refers to the management of current or short-term assets and short-term liabilities. Components of short-term assets include inventories, loans and advances, debtors, investments and cash and bank balances. Short-term liabilities include creditors, trade advances, borrowings and provisions. The major emphasis is, however, on short-term assets, since short-term liabilities arise in the context of short-term assets. It is important that companies minimize risk by prudent working capital management.

What Affects Working Capital Management:

HERTZ

o Organizations are generally focused on cash, accounts payable and supply chain issues. On the hand, external issues like the legal and business environment, or internal mechanisms like organization structure, information systems, can significantly impact working capital.

o Owing to market pressures, companies are led to paying a lot of attention to producing good quarterly results quarter after quarter. Undue focus on this may sometimes produce a flattering but inaccurate snapshot of working capital performance. This also happens in companies that have a marked seasonality of operations with working capital requirements varying widely from quarter to quarter.

Measures to Improve Working Capital Management:

o The essence of effective working capital management is proper cash flow forecasting. This should take into account the impact of unforeseen events, market cycles, loss of a prime customer and actions by competitors. The effect of unforeseen demands of working capital should be factored in.

o It pays to have contingency plans to tide over unexpected events. While market-leaders can manage uncertainty better, even other companies must have risk-management procedures. These must be based on objective and realistic view of the role of working capital.

o Addressing the issue of working capital on a corporate-wide basis has certain advantages. Cash generated at one location can well be utilized at another. For this to happen, information access, efficient banking channels, good linkages between production and billing, internal systems to move cash and good treasury practices should be in place.

o An innovative approach, combining operational and financial skills and an all-encompassing view of the company's operations will help in identifying and implementing strategies that generate short-term cash. This can be achieved by having the right set of executives who are responsible for setting targets and performance levels. They are then held accountable for delivering, encouraged to be enterprising and to act as change agents.

o Effective dispute management procedures in relation to customers will go along way in freeing up cash otherwise locked in due to disputes. It will also improve customer service and free up time for legitimate activities like sales, order entry and cash collection. Overall, efficiency will increase due to reduced operating costs.

o Collaborating with your customers instead of being focused only on own operations will also yield good results. If feasible, helping them to plan their inventory requirements efficiently to match your production with their consumption will help reduce inventory levels. This can be done with suppliers also.

Working capital management is an important yardstick to measure a company operational and financial efficiency. This aspect must form part of the company's strategic and operational thinking. Efforts should constantly be made to improve the working capital position. This will yield greater efficiencies and improve customer satisfaction.

How to Improve Working Capital Management

Alexander Gordon is a writer for http://www.smallbusinessconsulting.com - The Small Business Consulting Community. Sign-up for the free success steps newsletter and get our booklet valued at .95 for free as a special bonus. The newsletter provides daily strategies on starting and significantly growing a business.

Business Owners all across the country are joining "The Community of Small Business Owners” to receive and provide strategies, insight, tips, support and more on starting, managing, growing, and selling their businesses. As a member, you will have access to true Millionaire Business Owners who will provide strategies and tips from their real-life experiences.

HERTZ

How to Improve Working Capital Management

"Cash is the lifeblood of business" is an oft-repeated maxim amongst financial managers. Working capital management refers to the management of current or short-term assets and short-term liabilities. Components of short-term assets include inventories, loans and advances, debtors, investments and cash and bank balances. Short-term liabilities include creditors, trade advances, borrowings and provisions. The major emphasis is, however, on short-term assets, since short-term liabilities arise in the context of short-term assets. It is important that companies minimize risk by prudent working capital management.

What Affects Working Capital Management:

HERTZ

o Organizations are generally focused on cash, accounts payable and supply chain issues. On the hand, external issues like the legal and business environment, or internal mechanisms like organization structure, information systems, can significantly impact working capital.

o Owing to market pressures, companies are led to paying a lot of attention to producing good quarterly results quarter after quarter. Undue focus on this may sometimes produce a flattering but inaccurate snapshot of working capital performance. This also happens in companies that have a marked seasonality of operations with working capital requirements varying widely from quarter to quarter.

Measures to Improve Working Capital Management:

o The essence of effective working capital management is proper cash flow forecasting. This should take into account the impact of unforeseen events, market cycles, loss of a prime customer and actions by competitors. The effect of unforeseen demands of working capital should be factored in.

o It pays to have contingency plans to tide over unexpected events. While market-leaders can manage uncertainty better, even other companies must have risk-management procedures. These must be based on objective and realistic view of the role of working capital.

o Addressing the issue of working capital on a corporate-wide basis has certain advantages. Cash generated at one location can well be utilized at another. For this to happen, information access, efficient banking channels, good linkages between production and billing, internal systems to move cash and good treasury practices should be in place.

o An innovative approach, combining operational and financial skills and an all-encompassing view of the company's operations will help in identifying and implementing strategies that generate short-term cash. This can be achieved by having the right set of executives who are responsible for setting targets and performance levels. They are then held accountable for delivering, encouraged to be enterprising and to act as change agents.

o Effective dispute management procedures in relation to customers will go along way in freeing up cash otherwise locked in due to disputes. It will also improve customer service and free up time for legitimate activities like sales, order entry and cash collection. Overall, efficiency will increase due to reduced operating costs.

o Collaborating with your customers instead of being focused only on own operations will also yield good results. If feasible, helping them to plan their inventory requirements efficiently to match your production with their consumption will help reduce inventory levels. This can be done with suppliers also.

Working capital management is an important yardstick to measure a company operational and financial efficiency. This aspect must form part of the company's strategic and operational thinking. Efforts should constantly be made to improve the working capital position. This will yield greater efficiencies and improve customer satisfaction.

How to Improve Working Capital Management

Alexander Gordon is a writer for http://www.smallbusinessconsulting.com - The Small Business Consulting Community. Sign-up for the free success steps newsletter and get our booklet valued at .95 for free as a special bonus. The newsletter provides daily strategies on starting and significantly growing a business.

Business Owners all across the country are joining "The Community of Small Business Owners” to receive and provide strategies, insight, tips, support and more on starting, managing, growing, and selling their businesses. As a member, you will have access to true Millionaire Business Owners who will provide strategies and tips from their real-life experiences.

HERTZ

Learning How to Use a Cash Register

Both the owner of new business and employee must learn how to use the cash register. Learning it is useful for them to prevent fumbling at the area of checkout. Fortunately, cash registers of nowadays are not that complicated as the previous one. Today, they are simple, efficient, and fast to use.

Even, several cash registers are set up with scanner systems. The systems can give you much info that deals with the product being bought because they can send the information to computer in that store.

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To use a cash register, first of all, you should ensure that the rate of tax has been programmed into the machine to calculate sales tax automatically based on your manual. To print receipts, load a roll of paper into the machine. You need to ensure that you have installed a fresh ink roller in the machine.

In addition, set the clock to read the accurate time. If the machine has a backup system, assure there is a new battery backup pack installed. Plug the machine into a power outlet and set it to "Sales" or "Regular".

Then, enter amount of the sale in the dollar, including the decimal point and change. If you could not find any change happens, you can press the key of double zeros "00". To process the product, just press "Enter". Next, you have to repeat it for each product. As you process the order, each item will print on receipt.

Press "Enter" or "Total" when you have entered the last item. On some cash registers, you must repress the "Subtotal" button to display the final total. Then, you can take the cash of customer and type it. Press "Tender" or "Cash" to open the register drawer. The change will display on the screen of cash register.

If your customer pays with a check, just press the button of "Check". In this case, ensure to get identification. Press the button of "Charge" if your machine is linked to the machine of credit card, and then swipe the card of customer in. If it is approved, the machine will display at all zeros and the receipt will print.

Learning How to Use a Cash Register

Businesses try to save money on all aspects of their operation. In this case, purchasing used cash registers is an excellent way to do this. To find the right types of used cash registers for sale for the type of business you are conducting requires good research. That is why, http://cheapcashregister.org is available as the best contact and resource to help you get it done.

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Create a Personal Strategic Plan

Success is not an accident. It begins with a well-conceived plan. You can and will achieve more in the next year than you have in the past ten with a disciplined Personal Strategic Plan.

Personal strategic planning is a disciplined thought process, which produces fundamental decisions and actions that shape and guide who you are, where you are going, what you do, and how, when and why you do it. All of this is done with a focus on the future.

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The purpose of personal strategic planning is to help you:

· Provide direction, meaning, and purpose for your life.

· Make decisions that positively affect your future.

· Focus your energies on what's most important.

· Achieve the greatest results in the shortest period of time.

· Significantly increase your level of performance.

· Enjoy more time, money, balance and freedom.

· Eliminate uncertainty, anxiety, doubt and fear.

· Leverage your skills more effectively.

· Enhance your quality of life, and overall peace of mind.

· Be more, do more and ultimately to have more from life.

Personal strategic planning is based on the premise that life will not go according to plan, if you do not have a plan.

A successful plan must include the following:

1. Personal Philosophy: Every person has a personal philosophy, consisting of some rules adopted from one's parents, culture, religion, acquaintance and so on.

Generally speaking, these rules, as a body are not well thought out and contain a wealth of inconsistencies and contradictions.

2. Legacy Statement: Your legacy serves as your life's defining statement. It serves a two-fold purpose. First it provides an overarching framework for all mission statements and goals to follow.

Second it answer the question, "What do I want to be remembered for?"

3. Mission Statement: A mission statement is a declaration of who you are, why you exist, and what you intend to accomplish.

In business, the organizational mission answers the big question: "What is our business?" In personal planning, the question is "What is my life's business?" In both cases, the answer must define the reason for being.

4. Core Values: Our values act as our compass, guiding us through life's terrain.

One certain way of knowing that you are living in accordance with your values is by defining guidelines and measurements for value centered living.

5. Code of Ethics: Words quietly influence our attitudes and opinions.

Codes of conduct, personal creeds, and pledges all reflect an effort to make sense of things, to organize behavior, and to better understand ourselves.

6. Lifetime Objectives: Your objectives should be written within the framework of your Legacy & Mission Statements.

The key to any Personal Strategic Plan is to visualize your desired outcomes in advance. Be sure to write and rewrite your Lifetime Objectives as affirmations of the future you are working to realize.

7. Goals: The key in writing your goals is to make them measurable, specific, and time-bound.

Goals need to be written for each of the ten critical areas of life to include: Personal, Health, Recreation, Family, Friends, Community, Career, Financial, Household and Spiritual.

8. Personal Board of Directors: A personal board will accelerate your progress by providing both wisdom and support for the attainment of a specific purpose.

9. Maintenance & Performance Check-Ups: On a monthly basis, you should pause to evaluate your performance. What progress have you made? Where have your been challenged? What do you need to do differently or more of?

It is also important to step back and consider whether any of your goals are unachievable.

10. Personal Reason Why: You won't become successful until and unless you identify, support and empower your reasons why. Your why's provide fuel for achievement, and are the reasons behind all action and inaction.

The hallmark of all high achievers is a burning why. They know what they want, how and when they will achieve it, but most importantly they know WHY they want to become successful at achieving their goals.

In Summary

You can significantly increase the odds of success in any endeavor, if you know who you are, what you want, where you are going, how you will get there, and what you will do once you arrive.

The best way to predict your future is to create it. Therefore, a well-defined personal strategic plan, properly executed, is your meal ticket to success.

In order to best prepare yourself for success, I urge you to visit My Personal Strategic Planning program. This exciting program is like having an insurance policy on success. It will focus your thinking and challenge you to reach for new heights in every area of your life.

Create a Personal Strategic Plan

Gary Ryan Blair is known throughout the world as The Goals Guy – http://www.GoalsGuy.com. He helps business owners, corporate executives and sales professionals manage their time, set their priorities, and stay focused so they can achieve their goals, grow their business, and be more successful.

If you're looking for a remarkable program that teaches you the secrets and proven methods for shaping your personal success, be sure to check out My Personal Strategic Planning program at http://www.PersonalStrategicPlan.com as well as our entire suite of resources at http://www.GoalsGuy.com

Gary can be reached for speech, coaching and media requests at 877-462-5748 or by sending an email to Gary@GoalsGuy.com.

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Hampton Inn Promotion Code - Effective Searching Strategies

Hampton Inn promotion codes are are all over the internet and when you find only one that works, you have found a gem. The Hampton Inn coupons can give you instant off of your room rate. If the regular price of the budget room is , for example, you only get to pay . Now, that's what I call a bargain room. To get that cheap room, you need to learn some effective searching strategies so that you find the sites that offer reliable codes.

When you search for motel coupons, you might probably be surprised with the number of sites that the search engines display. Hundreds and hundreds of sites that all promise to give codes come up and suddenly you don't know which among these sites you should open.

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One effective strategy that you can use is to make long tail search words. Instead of just typing "coupons", you can try "motel coupons" or "Hampton Inn coupons". These long tail search words will reduce the number of sites that will be displayed making it easier for you to choose the site.

There's another effective searching strategy that will help you find reliable coupon codes for your cheap motel room accommodation. You can also search for information in blog sites. Blogs have become trusted source of information because they chronicle the experiences of the bloggers.

The only thing you need to do for the search engine to display blogs that will give information on where they got Hampton Inn promotion codes is to include "blog" in your search word. For example, you can enter "Hampton Inn coupons blog" and you'll find blog sites that will definitely cut down your search time.

Hampton Inn Promotion Code - Effective Searching Strategies

Check out this article that gives more effective searching strategies when looking for Hampton Inn coupons. Sharon is a seasoned traveler and a writer for http://www.motelcoupons.org/hampton-inn-reservation.html

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Where to Buy Wholesale Discount Tyler Candles

Are you wondering where to buy wholesale discount Tyler candles?  There are many suppliers who sell Tyler candles in bulk and for a cheap price.  The few places where you can buy them wholesale is of course the company web site of Tyler candles.  You can order online and they deliver in any part of North America.  If you buy in bulk, you may even get free shipping.  It all depends on how many candles you need.

Whether it's for your wedding, for your restaurant's table decorations or for the use of your local church or your personal use at home, buying wholesale candles will really save you a lot.  If you need a lot of time, you should consider buying them in packages.  Although there are a few places to buy them in discount, only few sites can be trusted.  The web site of Tyler candles is a good site.  You can see all the pictures of all the candles that they sell in their site.

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There are a number of sites that I tried but most of them don't give big discounts.  I am happy with the company site but I am hoping to get better discounts.  I know that sometimes other sites can get cheaper prices than the company because the company gives better prices for them because they buy candles in big numbers.  They pass the discount to their customers.  It may be impossible to believe that you can get cheaper Tyler candles in other sites but you have to try first.  You'll never know what you'll get unless you try.

Where to Buy Wholesale Discount Tyler Candles

If you're looking to save on wholesale candles, here are some good wholesale discount Tyler candle coupons you can try.

Erika Ayala is always on the lookout for bargains, deals and coupons on all things she buys.

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Coach Handbag Outlet Stores Goes Out Of Vogue

Coach handbag outlet stores are no longer the ideal place to get your Coach designer handbags. The trend of going on a weekend trip to your favorite outlet store which was the craze several years ago is changing.

No longer will you waste time on the journey. In fact, you will save a substantial amount of money that usually goes to petrol and shopping mall parking fees if you drive, transportation, food and other knick-knacks that go along with shopping at an outlet store. With the huge craze of internet e-commerce, never before has it been easier for you to get your Coach handbag and other accessories.

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You flip on your laptop, make an internet connection, move your mouse and cursor over several websites, a few clicks here and there, grab your favorite chilled soda, hit the order button and you are basically done. The much anticipated wait is well worth it. In a couple of days, you hear a ring on your door. A package has arrived with your Coach handbag or accessory which you bought at a great discount.

Did you check out the official Coach website? Nada. Zilch

You know the prices there wouldn't match up to any great discount prices anywhere else and would be akin to shopping at the outlet itself.

Top-notch Coach items are not just sold by the designer brands online but also numerous drop-shippers who without a brick and mortar storefront, are ready to always give you the best deals. The stuff you buy are authentic as well, not fakes. If you are unlucky, you may get the occasional dishonest seller but think about this. You just saved money on traveling to the outlet stores and still the price is unbeatable when you shop online.

Last month, me and my pals went to DFS Galleries to look at some designer handbags and were put off by the no-discount attitude of the price tags. No way are spending our hard-earned bonuses at those astronomical prices. So guess what? We stopped shopping at Coach handbag outlet stores and began clicking our way to great discounts available on the internet.

Coach Handbag Outlet Stores Goes Out Of Vogue

GetDesignerHandbags.com is your one-stop discount designer handbags resource. We provide a large selection of discount designer handbags and discount designer purses. Visit us online at http://www.getdesignerhandbags.com and choose from a wide range of authentic designer handbags.

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A Good Black Friday-Cyber Monday Marketing Plan Can Stimulate Sales Well Into 2012

November 25th, technically called Black Friday, is the kickoff for the holiday season. This not only includes Black Friday (the day after Thanksgiving), but Thanksgiving weekend and Cyber Monday, the Monday following Thanksgiving.

The phrase, Black Friday, was coined in the 1960s. Used to mark the first day offline retailers believed their bottom lines moved from a loss to a profit. And today the day after Thanksgiving is still the highest grossing day of the year for most businesses.

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Cyber Monday is a more recent phenomenon, started in 2005. Yet today this particular weekend has now combined to create a mega selling event. Days on which millions of people, even those from other countries, come to shop online.

Despite a sluggish U.S. economy in 2011...

This season Internet sales are set to be oh-so Merry and Bright! With a projected sales increase of 12% from .6B in 2010 to what could be a record breaking .5B in 2011. Translating into millions of new shoppers. Cash in hand; galvanized and ready to shop. A group you will, no doubt, want to tap into. Getting your share of the business pie.

Here's some of the gifts research shows people buying Black Friday, Cyber Monday and throughout this holiday season:

A wide variety of services. Including:

Expensive dental work, coaching programs, education & training, digital products. Home improvement services (kitchen and bath re-modeling top the list). Trips & vacations. Spa visits.

Also:

Health Equipment Cars and luxury items Sports gear and equipment Gold and Diamond Jewelry Children and baby furniture, clothing Games and books Furniture

And that's just to start.

Furthermore, an estimated 21% of Internet shoppers, says comScore.com, expect to spend more money purchasing gifts on the Internet this year, than last.

How do you tap into, and get, your piece of that incredible pie?

Here's 7 Valuable Marketing Tips to kickoff Black Friday and Cyber Monday to successfully take your biz through the holidays and beyond:

1. Create an email campaign starting with Black Friday. Mailing early, about 8:AM. To ensure your email ends up near the top of their inbox. On Cyber Monday send your email so it ends up in their box around 10:00am.

2. Mail frequently. Statistics show November has a staggering 47% open rate. Your engaging emails help ensure your biz stays at the top of a customer's mind once a buying decision is made. Slow up after New Years; but do keep regularly emailing.

3. Utilize social media marketing. Not just the usual Facebook and Twitter. Use bookmarking sites, Stumbleupon, Yahoo and Bing Local; set up a Google Places page. Submit your info to Directories. In fact, this should all be an integral part of your permanent marketing plan.

4. Cut down on your website's bounce rate. Have your webmaster check the site to be sure it's uploading quickly; has no HTML problems; navigation's working properly, for example. These are irritating problems which can have site visitors leaving (bouncing) before it totally loads up.

5. Have your webmaster set up a squeeze page where people sign up for a free report you've created. Slowly begin emailing this new group. Who, in time, you'll feel confident re-selling and up-selling to.

6. Build in increased product value. For example - Add a bonus or future discount; add in a free service; create a membership set-up with specific added member services and products. Create bundles, adding together related products and services.

7. Utilize video, article and mobile marketing sites. Top ranked sites will provide backlinks to yours which can stay active, providing traffic to your site, for months. This strategy allows you to reach out to a whole new audience of potential buyers.

When you prepare a solid marketing campaign, reaching out in a variety of ways during the opportunistic Black Friday / Cyber Monday weekend, you begin financially reaping rewards. Rewards which can easily resonate far into the future.

A Good Black Friday-Cyber Monday Marketing Plan Can Stimulate Sales Well Into 2012

Jean L. Serio specializes in creating greater business visibility using social media marketing and search engine optimization strategies for long-term profitability. For your free report, "Tips and Tactics for Successfully Marketing Black Friday - Cyber Monday - and Beyond" go to http://tinyurl.com/77jsbwo

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Kindle Discount Pricing - Lower Pricing on Your E-Reader?

Since the Kindle discount coupon first appeared and then expired, people everywhere have wanted to know how to get their Kindle for a little less money.

The internet is rife with ideas and coupon codes that just don't seem to be working. Is there a way to get your Kindle for a lower price than you might ordinarily pay?

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The answer is yes, there is currently one way to get Kindle readers a little lower priced, and why not? There is nothing positive about paying more than you have to for anything.

It's not that the E-reader and more isn't worth the money that you're going to be paying for it. Far from it. In fact Kindle is one of the most well loved and well respected E-readers out there, and it does so much more than just offer you books on the go.

Think about the ability to carry more than fifty books with you...in fact, more than a hundred. Consider the easy use and all the other things that you can get. The price of a single book is about 20 dollars when you purchase a good hard cover, if not much more. A Kindle book is less than ten dollars and you can carry all of the titles you love, along with newspapers, magazines, and even read blogs. Kindles 3G wireless also offers you the chance to get downloadable books right there from your own private little reading spot. Any time that you want you can add new books. How's that for convenience? Since Kindle is so well received, you're going to find more than a quarter of a million books available to you for your Kindle.

And if you want to get your Kindle discount, you simply need to know how to get the lowest price from Amazon.

It's pretty simple. From time to time Amazon runs special deals and discounts that you can take advantage of. You just need to know how to find them.

Kindle Discount Pricing - Lower Pricing on Your E-Reader?

The Kindle Blog does just that. It keeps track of the special discounts and deals so you can get your Kindle discount.

Click here to get your Kindle discount and save.

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How to Import Green Coffee From Origin Countries

Importing starts with green coffee that is completely processed and ready for export from the origin country. Typically, shipped in 20 foot containers of 275 to 320 bags (70kb or 60kg) or less. It could also be loaded bulk, therefore enabling more beans to be shipped, lowering the shipping costs on a per pound/kilo basis.

From the USA, specialty coffees are most often purchased by importers or individual roasters via an FOB Contract. FOB (Free On Board) means that the price paid by the buyer includes all of the costs in the exporting country, including processing, inland transport, warehousing, dock fees, export fees and loading the container onto the ship. Ownership passes from the seller to the buyer once the container passes over the rail of the ship. The ships captain prepares the Bill of Lading that you will present to your bank to prove the coffee is now on the ship.

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The exporter will need a bank that can handle international interbank transactions. Preferably one that is experienced in export document requirements. If not well established at this type of transaction, the exporter will not want to extend credit to any buyer, but will require payment terms: CAD (Cash Against Documents).

A CAD transaction enables the exporter to have payment deposited into his bank account after presenting to the bank the required documents proving that the coffee purchased by the importer (buyer) meets the specifications in the coffee purchase contract/agreement. The exporter's bank will determine exactly what documents are required.

These documents may include:

- Ocean Bill of Lading (from the freight liner after the coffee is loaded on the ship)
- Weight Notes to identify the exact content and weight of that content
- Certificate of Origin (issued by the government Customs authority in India)
- Certificate of Fumigation (if required by importing country)
- ICO Certificate of Origin (Approved by the ICO: International Coffee Organization)
- Invoice sent to buyer identify the details of the purchase and $Value.
- Packing List from seller as evidence of the product shipped.
- Other agricultural certificates as dictated in your country

Typically, the exporter will use an Export Broker in the origin country who is expert in these matters and can arrange all of the issues involved in preparing the coffee and the documents for export. If a broker is the seller/exporter, then he will handle all of the required export documentation. The buyer/importer arranges for payment, ocean freight and transport insurance. It's also the importer's responsibility for acquiring all import documentation and arrangement in his country.

Of course, finding buyers is the key when importing for resell. For information to identify coffee importers, office coffee service providers and specialty gourmet coffee roasters in the United States, you can purchase a membership list from the Specialty Coffee Association of America or from InfoUSA.com. You can use networking sites like, TradeKey as well.

Note: there are always risks associated with importing. Although the importer may have received samples representing the coffee purchased, in most cases the actual coffee received will match the quality grade, type and source, every coffee lot is different, even from the same region and farm.

There are a few ways to lower this risk. One is to be sure you have a "green coffee contract" modeled after the Green Coffee Association Contract Terms & Conditions. Second, be sure to get an export sample taken directly from the contain prior to its being loaded onto the ship, since once the container is on the ship ownership transfers to the importer (FOB contract terms). Finally, when you purchase is large enough, personally knowing who your buying from and even visiting the country to physically select and monitor the export process is an option.

How to Import Green Coffee From Origin Countries

Author, Steve Josephs is CEO of Intellidon Marketing LLC, www.IntellidonMarketing.com, whose family office coffee service business, the Great American Coffee Company, www.GourmetOfficeCoffee.com, is a premier Specialty coffee roaster and office coffee service provider in the Denver, Colorado metropolitan business community.

Copyright 2009 Intellidon Marketing LLC. All rights reserved. Reprints are permissible when this Copyright statement and website links are included.

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Walmart Store Locator

Walmart Store Locator: Convenience at your Fingertips

Walmart is an American public multinational corporation previously branded as Wal-Mart. As one of the largest discount departmental stores and warehouse stores in America, Walmart is frequented by consumers in America and all over the world. According to Forbes Global 2000, Walmart was also the world's largest public company by revenue in 2000. Founded in 1962 by Sam Walton, Walmart has come a long way today. It has achieved great success and it currently has 8,500 stores in 15 different countries, with 55 different names.

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We are all familiar with Walmart's tag phrase, 'Save money, live better,' and many of us love shopping at Walmart because of the affordable prices. However, we might not be familiar with the different locations of Walmart stores. There will certainly be times during our travels when we need a household product urgently. What do we do then? How do we locate the nearest Walmart store in situations like that?

In order to search for a store, you can call 1-800-WAL-MART (1-800-925-6278). This is an easy Walmart store locator method you can use in order to find your nearest Walmart store. Besides that, you can also easily locate a store using a function on the Walmart website at Walmart.com. All you need to do is click on the 'store finder' tab, and you will be led to a search page. You will be prompted to key in the city, state, and zip code of the store you are looking for in the respective spaces.

The Walmart store locator has a special filter which allows you to select services you need at your Walmart store. This is a brilliant idea. Services you can select include pharmacy, vision center, medical clinics, tire and lube services, garden center, photo center, McDonald's, and more. On the Walmart finder webpage, you are also allowed the flexibility to search for Walmart stores within a distance determined by you, and you can also pick the type of store you are looking for, be it a Walmart supercenter or a neighbourhood market.

For example, if you are only willing to travel 2km on foot to a Wal-mart which sells breakfast, you can tick 'McDonald's,' and then key in '2km.' The finder will locate stores that fall under that category and list them out for you. This Walmart locator function is very convenient as it allows you to determine the exact services you need at the store you are looking for. When you eventually make a trip to the store, you can be assured that you will find what you want.

Walmart Store Locator

http://www.walmartstorelocator.us

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Importance of Branding - What's in a Name?

Branding is perhaps the most important facet of any business--beyond product, distribution, pricing, or location. A company's brand is its definition in the world, the name that identifies it to itself and the marketplace. A model may be beautiful, but without a name, she's just "that girl in that picture." Where would Norma Jean be without Marilyn Monroe, or who would imagine Coca-Cola as just a soft-drink manufacturer? A brand provides a concrete descriptor to customers and competitors alike, a name for a product or service to distinguish it from anything else. Bob may run a hobby shop, but trying to advertise as "The hobby shop a guy named Bob runs down the street a ways" is financial suicide. Each customer will have to describe the shop, who Bob is, and what the shop does every time someone asks about it.

This makes the process of recommending a good hobby shop too much work for the average customer, and far too much work for a user looking for hobby shops on the Internet. A customer looking up Bob's hobby shop will have an easier time of it if he or she knows to refer to it as "Bob's House of Hobbies," and the customer can then refer others to Bob's hobby shop by name, increasing the potential advertising exponentially.

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Developing a brand involves more than just picking a catchy name and placing an ad in the newspaper--a brand is more than a unique string of letters denoting a particular product; a successful brand is a mnemonic trigger that makes a consumer feel a certain way when the brand is thought of. For those who drink cola-flavored soft drinks, which is more appealing on a hot day: a cold cola soda, or an ice-cold Coke? Coca-Cola has spent 100 years developing their particular brand of cola-flavored soda as a refreshing beverage and a seminal representation of a market segment. Coca-Cola has used a combination of direct marketing, give-away techniques, and multi-product cross-branding to achieve maximum brand recognition and visibility in not only its immediately competitive market, but in markets as diverse as Coca-Cola branded race cars and housewares.

Brand loyalty is an integral part of building a brand, as consumers usually have a choice of products in the same market segment, and so a successful company will come up with a way to keep consumers re-buying their product or coming back to their location rather than going to a competitor. These brand loyalty-building efforts may come in the form of coupons, incentives such as many grocery chains' technique of "grocery discount cards" or "loss leaders," meant to draw consumers into the store, where they will hopefully buy products along with the discounted fare at a higher profit ratio.

In exchange for these discounts and grocery cards, many companies collect information about buying habits and average spending amounts, the better to tailor advertisements and better-focus future promotional efforts. Once a consumer is hooked, brand loyalty tends to result in higher sales volume, as well as loyal customers being less sensitive to price changes of their favorite brands (within reason, of course), as well as less sensitive to competitors' incentives. Studies have shown that it takes 5 times as much money to gain a customer as it does to retain one. That's 5 times as much money as could have been spent on other things.

A brand is who your company is, and what it is selling--it is as important as naming a baby, and should require the same amount of effort to develop it, but if done well, can mature into a successful and profitable adult.

Importance of Branding - What's in a Name?

William King is the director of All Wholesale UK: http://www.uk-wholesaler.co.uk , Wholesale Pages: http://www.wholesalepages.co.uk and Wholesale-Canada: http://www.wholesale-canada.com. He has 18 years of experience in the marketing and trading industries and has been helping retailers, entrepreneurs and startups with their product sourcing, promotion, marketing and supply chain requirements.

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Promotion "Above the Line" and "Below the Line"

Promotion can be loosely classified as "above the line" and "below the line" promotion. The promotional activities carried out through mass media like television, radio, newspaper etc. is above the line promotion.

The terms 'below-the-line' promotion or communications, refers to forms of non-media communication, even non-media advertising. Below-the-line promotions are becoming increasingly important within the communications mix of many companies, not only those involved in fmcg products, but also for industrial goods.

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Some of the ways by which companies do BTL (below the line) promotions are by exhibitions, sponsorship activities, public relations and sales promotions like giving freebies with goods, trade discounts given to dealers and customers, reduced price offers on products, giving coupons which can be redeemed later etc.

BELOW THE LINE SALES PROMOTION

Below the line sales promotions are short-term incentives, largely aimed at consumers. With the increasing pressure on the marketing team to achieve communication objectives more efficiently in a limited budget, there has been a need to find out more effective and cost efficient ways to communicate with the target markets. This has led to a shift from the regular media based advertising.

A definition of below-the-line sales promotion given by Hugh Davidson:

'An immediate or delayed incentive to purchase, expressed in cash or in kind, and having only a short term or temporary duration'.

Methods of below the line sales promotion

1. Price promotions

Price promotions are also commonly known as" price discounting". These can be done in two ways:

(1) A discount to the normal selling price of a product, or

(2) More of the product at the normal price.

Price promotions however can also have a negative effect by spoiling the brand reputation or just a temporary sales boost (during the discounts) followed by a lull when the discount would be called off.

2. Coupons

Coupons are another, very versatile, way of offering a discount. Consider the following examples of the use of coupons:

- On a pack to encourage repeat purchase

- In coupon books sent out in newspapers allowing customers to redeem the coupon at a retailer

- A cut-out coupon as part of an advert

- On the back of till receipts

The key objective with a coupon promotion is to maximize the redemption rate - this is the proportion of customers actually using the coupon.

It must be ensured when a company uses coupons that the retailers must hold sufficient stock to avoid customer disappointment.

Use of coupon promotions is often best for new products or perhaps to encourage sales of existing products that are slowing down.

3. Gift with purchase

The "gift with purchase" is a very common promotional technique. In this scheme, the customer gets something extra along with the normal good purchased. It works best for

- Subscription-based products (e.g. magazines)
- Consumer luxuries (e.g. perfumes)

4. Competitions and prizes

This is an important tool to increase brand awareness amongst the target consumer. It can be used to boost up sales for temporary period and ensure usage amongst first time users.

5. Money refunds

Here, a customer receives a money refund after submitting a proof of purchase to the manufacturer.
Customers often view these schemes with some suspicion - particularly if the method of obtaining a refund looks unusual or onerous.

6. Frequent user / loyalty incentives

Repeat purchases may be stimulated by frequent user incentives. Perhaps the best examples of this are the many frequent flyer or user schemes used by airlines, train companies, car hire companies etc.

7. Point-of-sale displays

Shopping habits are changing for the people living in metropolitan cities. People prefer big retail outlets like Big Bazaar to local kirana stores. Most of the decisions of buying are taken by the virtue of point-of-sale displays in these retail outlets.

SOME INTERSTING EXAMPLES OF BTL PROMOTION

Most of the big brands are following the suit of BTL promotion because of rising prices of media based promotion, advertising clutter and increased impulse purchasing.

Some of the interesting examples are:

Most of the educational institutes like career launcher, Time and PT are holding informative workshops and free tests for students which give a direct interaction of these institutes with the target customer and hence a suitable platform to sell themselves.

Ring tones and music videos on cell phones are helping the entertainment industry to promote for a music video or a movie for dirt-cheap rate as compared to media promotion.

Various companies sponsor sport events to promote their brand, but nowadays media companies like Hindustan Times are holding weekly events through out the country in which companies can put up their stalls, display banners and posters and arrange for some fun activities. These events give the companies a platform at very low price to promote their brand and increase visibility among target consumer. These companies also give discount coupons to winners in the games, which in turn boost the sales of the products and ensure that first time users try these products as well.

Pepsi organized an inter school cricket event for 425 schools across 14 cities which did wonders for the company by promoting the brand amongst the right target customer for almost no cost.

Most of the pharmacy companies do BTL promotion by getting shelf space through doctors to display their products or by giving away free calcium tablets again through doctors, knowing that for a patient a personal advise from a doctor would hold more value as compared to a commercial advertisement.

Another interesting BTL promotion was by NIKE, an athlete dressed up in Nike sportswear could be seen jogging on an elevated treadmill for the whole day on National Highway 8, Delhi.

BTL promotions are gaining popularity among all big companies nowadays considering their effectiveness because of the "individual customer promotion" at a price, which is much lesser than the normal media promotions.

Promotion "Above the Line" and "Below the Line"

About the Author

Mr. Amarendra B. Dhiraj is a frequent speaker at internationally renowned global events, CEO/CTO/CIO Roundtables, Technology Conferences and Symposiums. He hosted and organized the Executive Technology Leadership Forum. He specializes in strategy, innovation, and leadership for change. His strategic and practical insights have guided leaders of large and small organizations worldwide.

Amarendra Bhushan has been named to lists of the European Management Guru and is named as “Europe's youngest management Guru” and one of the “Top most influential business thinkers in the world”. http://www.theerce.com, http://www.indogreek.org The Economic Times, CNBC, moneycontrol

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Photography Marketing Ideas for Photographers:10 Low Cost Ideas

Marketing your photography studio does not have to be expensive. I've used hundreds of low cost marketing strategies over the last twenty five years and managed to build my photography studio to the point where I am one the busiest and most successful studios in my city. Here's a few tips for you:

1. Create a photo display. A photography display can be as simple as displaying a few small portraits at a store and offering some free information about your studio or more elaborate set ups with framed wall samples. You can even create large temporary displays in malls or at events such as trade shows. The important thing is how it looks. You will attract a lot of attention with some great images, especially from woman, who happen to be your target market. Displays will help you create a lot of business if you play your cards right. Have a great selection of images, be presentable yet never pushy, have a system for collecting names and address's from those wanting more information by simply asking or offering a draw prize, and keep in touch with all those prospects. It's the beginning of a potential long term and lucrative relationship.

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2. Have a free giveaway. Offer a time limited in studio session and small reprint. Tell them there is no obligation for further purchase, and mean it. You will make some sales anyways and you will acquire many long term clients if you do a good job for them. Some will only grab the freebie, but the odds are very good that you will upsell without being sneaky or pushy. Especially if you are professional and create some great images. Do this at mall displays, banks, schools or offer it to a list of clients from a non-competitive business in your town or city. Freebies are the best way to get your studio busy, start making sales and most of all for getting tons of exposure.

3. Reward referrals. Make a policy to reward anyone who brings you referrals. When a client brings in a propective client, give them a gift of appreciation, such as a coupon worth reprints dollars at your studio, frames, or to a local spa or restaurant. As an added incentive, give a small gift to the new client as well.

4. Create a tie-in with another business. Contact a local business and offer to exchange coupons. For example, your client receives coupons from a local restaurant, hair salon, spa, or wherever your typical prospect would shop. A great place to start is with clients of yours who already own their own businesses.

5. Make your reception or waiting room "prospect and sales friendly". Whenever you create a family portrait or are shooting a wedding there are often people waiting in your reception area. Offer them snacks or something to drink. Make sure your place looks great and smells nice. Make it comfortable. Use this time to increase your upcoming sales presentation by explaining some of the items such as wall portraits and other packages and services. Answer objections that you know will be coming up later during the sale presentation with a consultive approach and people will not only trust you more but will likely make the sale easier for you and even buy more. This is also a great time to collect names. These people are somehow associated with you and at this point make excellent prospects.

6. Make copies of news articles about yourself and your studio. Hang them on the walls or pass them out. Past publicity is better than any advertising or promotional literature you can create. Give copies of positive articles to everyone who comes in for information.

7. Raise money for charity. Not only do you help a good cause, you get plenty of free, positive publicity and exposure. Hold a contest, offer some photography classes, give out free booklets- that you can easily write yourself and print for pennies by having them photocopied- think up your own exciting charity event.

8. Submit press releases to the local newspapers about a noteworthy event at your studio or a human interest story. Did you win a photography contest? Is there and article on photography that relates to local sites in your area or has to do with the seasons? Make your release interesting to the readers, never self-serving and you will get press coverage.

9. Give a free photography seminar or presentation at your studio. Invite members of the public and clients family members to be a part. A seminar gives them the chance to see your studio and your work. Offer something timely to do with how to create great photographs with digital cameras or offer a slide show from some of your more exotic travels. You could create an exhibition highlighting your work. Don't forget to invite the local newspaper.

10. Leave your business cards everywhere. Whenever you are at a restaurant, leave a nice tip and your card. Drop a stack off at the local jewellry store. Make sure card is loaded with your best samples and print on both sides to maximize the space for your sales message.

Photography Marketing Ideas for Photographers:10 Low Cost Ideas

Robert Provencher has been a professional portrait and wedding photographer for over 25 years. He has trained hundreds of professional photographers throughout North America in live workshops and through his online forum. Robert has authored several manuals on digital photography and photogaphy marketing. http://www.nobsphotosuccess.com

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3 Simple Ways to Get Temporary Toothache Relief

Tooth pain is one of the most painful types of discomforts known to man. Unlike other types of pain, that can be relieved with a temporary remedy, in most cases, tooth pain is something entirely different as it throbs consistently, is sensitive to hot or cold, or both and because you have to eat so you're constantly irritating the painful area three times per day.

When you first experience tooth pain, your first instinct might be that you have food in between your teeth. If the pain is affecting your gums more than the tooth, then that is exactly what the pain will feel like. Around the infected area, check for any food that is stuck in small spaces. Do not try to aggravate the area by overly brushing or flossing, but gently use the brush or floss to get the food out.

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1. If you are able to stand warm liquid on the tooth, rinse your mouth out with warm salt water to help remove excess food. The wonderful benefit of warm salt water is that it can be done as often as you need to and it helps treat your gums.

2. There are a number of ways to treat tooth pain that may or may not provide you with temporary relief. The most common ways of treating it is taking an anti-inflammatory drug, such as Advil, which can be bought at most any store over the counter. This will help the pain and also help to ease the swelling and inflammation in the surrounding area. However, it's still only a temporary relief.

3. An ancient home remedy that might be very effective for your mouth pain is to use clove oil. Soak a cotton ball in the clove oil and then apply it directly to the tooth that is giving you the most trouble. Clove oil has many soothing benefits, with the addition of infection fighting ingredients that can help relieve the pain and treat the area at the same time. If your tooth has a negative reaction to the clove oil and it causes the area to hurt worse then rinse immediately with warm salt water.

Regardless of what type of temporary treatment you choose, it is still crucial that you visit the dentist as soon as possible. Even if you are able to find a home remedy that relieves the pain, there could still be a serious problem with your tooth that will need to be treated appropriately. Make sure that you inform the dentist of any pain relieving methods that you tried at home.

3 Simple Ways to Get Temporary Toothache Relief

The Best Kept Medical Secret In America - Get Your FREE Coupon Code And Save BIG On Dental Care Today By Visiting http://Discount-Dental.net or by clicking on Temporary Toothache Relief

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Cost Of A Speeding Ticket-How Do You Calculate It?

People usually consider the speeding ticket as a hiccup during the day. Most people who are caught and given a speeding ticket prefer to pay it on the spot - thinking that contesting it is too much trouble and a time drain. After all, most of us lead lives, which require 48 hours crammed in a 24 hour day. However, the decision for paying and forgetting the fine should be done only after you understand and see the whole picture.

My first advice to you is, 'DO NOT PAY TE TICKET ON THE SPOT' even if the officer says that if you do so it will come on your record. First and foremost, after you get the ticket (and preferably the officer left) record all the circumstances in writing - you will not remember 75% of it after one hour - and try to get as much evidence for you as possible. If you can, draw a diagram and/or take photos and describe who was where when you were flagged down; where was the officer when he/she would have identified you as speeding, the signs around you, the traffic, the weather, the road, everything.

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Then, armed with all information - either go through the law books regarding traffic offenses and see if you can struggle out of the ticket by showing inaccuracy or any other reason as such - or hire an attorney to do so for you. In case you want to be sure you are doing the right thing by fighting/ contesting the speeding ticket, find out how much the insurance company would raise their premium after this conviction and calculate the total cost over three years. You also, find out how much (if any) surcharge the State imposes on you for the mark on your license - then work it out whether it is better to contest it or pay it.

The cost of the ticket, when seen from all the angles might startle you. What you would think is a mere fifty bucks would come out to be some 0-500 per year in terms of insurance and surcharge costs.

I am sure that in 99 percent cases, you will find it more profitable to fight the ticket than to pay it without contesting. The direct costs are very high and not worth in the long run. There are the costs of fringe benefits as well, which cannot be counted directly here. Something like your company would not trust you with the company car and either not give it to you or insist that you hire a driver for it. The list goes on. Hence, the cost of the speeding ticket is far more that the meager -100 upfront cost.

Cost Of A Speeding Ticket-How Do You Calculate It?

Beating a speeding tickets has never been easier with this 65+ page Guide with all the ticket beating tricks that Traffic Cops don't want you to know. If you should fight, plea bargain, or pay the fine! How to plan ahead! Your basic rights! !

http://www.ihatespeedingtickets Beating a speeding tickets has never been easier with this 65+ page Guide with all the ticket beating tricks that Traffic Cops don't want you to know. If you should fight, plea bargain, or pay the fine! How to plan ahead! Your basic rights! What to do in court! About radar, laser, and photo-laser units! About other types of tickets: red lights, stop signs, u-turns, parking tickets, etc! Beat a speeding ticket And much, MUCH MORE!!

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12 Seater Van Rental

Renting a 12 seater van (often called 12 passenger vans) is a fantastic option for small groups of people that are going on holiday together or just want a fun night out. It is a much better option than piling into cars or taxis as you only need one driver and the cost is not too high. If you look in newspapers or on the internet you can find some coupon codes which will save you considerable cash on your rental. There are very few restrictions on who can rent 12 seater vans. These restrictions will be discussed in this article, followed by a list of the benefits of renting a 12 seater van.

Many van rental companies will not rent 12 seater vans to people under the age of 25, as they are the most likely to have an accident. The company would have to pay a lot to insure their vans for people under 25 years of age. A few companies do allow you to rent a van if you are between 21 and 25, although you will usually have to pay a premium for the privilege. To rent a 12 seater van you will also need a valid drivers license. If you are booking a van online you will need to have a credit card handy.

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Benefits of Renting a 12 Seater Van
Plenty of room for the passengers Luxury vans are available. These have DVD players, televisions and are usually chauffeur driven Very easy to find great prices- just compare the deals from all the major van rental companies Great option for kids parties. You could take them to the local zoo! Perfect for small groups of people traveling together

12 Seater Van Rental

Learn more about 12 seater van rentals by clicking here.

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BRCA1 Mutations

BRCA1 stands for Breast Cancer, or breast cancer susceptibility. The BRCA1 gene was isolated by researchers at the University of Utah, and the BRCA2 gene discovery followed in 1995. Since then these researchers and a corporation formed by them Myriad Genetics have developed and marketed a clinical test for mutations in the BRCA 1 and 2 genes that can determine if an individual carries a mutation that can put them at high risk for several cancers, especially breast and ovarian cancer.

If a woman has a high risk gene mutation of BRCA1, they have a risk of developing breast cancer of up to 60% by age 90, and a risk of developing ovarian cancer of up to 55%. Most patients with the BRCA gene mutations have a family history of breast or ovarian cancer or both.

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The BRCA gene codes for a protein that is a tumor suppressor gene. This protein functions in breast and other tissues to repair damaged double stranded DNA. If the DNA cannot be repaired the BRCA protein helps kill cells with damaged DNA. In cases where the gene has certain mutations these tissues have a higher incidence of developing cancer that is felt to vbe related to the inability to repair the damaged DNA.

The testing for BRCA1 mutations is provided only by a single test provider, Myriad Genetics corporation. The cost of testing in a person suspected of having a mutation is approximately 75 and the high price, combined with the aggressive patent protection by the owners of the patent have prompted a lawsuit by physicians, the ACLU, and cancer patients and groups to overturn the legality fo the patent of human genes including the patent on the BRCA1 and 2 genes.

BRCA1 Mutations

Dr Pullen MD

medical blog

BRCA Gene Patent

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