Dental discount plans are a superior alternative to dental insurance. The may also be used to supplement any insurance policy that you've recently purchased. The reason that you would need a supplement is because there are several things that are excluded from most dental insurance policies, such as pre-existing conditions (caries, broken or missing teeth, etc.), cosmetic dentistry, dentures, etc.
The biggest advantage that you have with a dental discount plan is that you can see a participating dentist almost immediately, usually within 1-3 days after joining a plan and get taken care of, whether the condition was pre-existing or not. The reason for this is because discount plans are not insurance, therefore, they don't fall under the same rules and regulations.
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Let me show you an example of a dental discount plan in action. For this particular example we're going to use zip code 95501, which is the Eureka, California area.
We'll just say that you've been paying full price for dental care and joined a discount plan in order to save money. We'll base these costs on national averages. The actual costs may be more or less, depending on where you live.
Let's say that your last visit to the dentist was six months ago and you had a routine 6 month check-up done, including, full mouth x-rays, adult teeth cleaning, tooth sealant, and one single layer cavity filled. The full cost of that visit was a total of 3.00, however, on your recent visit your cost was only 7.00, a savings of .00. The cost of joining this plan is only 9.95 per year for an entire family.
Now let's look at the savings for a family of four. .00 x 4 = 4.00. Each family member would see the dentist twice annually so double that and your savings is now 8.00. Deduct the 9.95 annual cost of the plan from that and your family will save 8.05 on dental care over the next year. Also, you'll be able to save on any other issues that may arise, such as dentures, crowns, root canals, braces and more.
If you live in zip code 95501 or anywhere else in the United States, you really should look into dental discount plans as an option for saving money on your family dental care.
Dental Discount Plans In Zip Code 95501
Do Dental Discount Plans Really Save You Money or is Dental Insurance The Way To Go? Find Out The REAL Truth by Visiting http://Discount-Dental.net or by clicking on Dental Discount Plans Zip Code 95501. Joe Stewart is a former Life And Health Insurance Agent that now works for himself by providing solid, expert information to consumers.
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